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From Milwaukee Journal Sentinel Dec. 14, 2013

Lenders say new federal rules that stress a cookie-cutter approach to who qualifies for a mortgage are about to make it more difficult and time-consuming for many homebuyers to get financing. The rules, which take effect in January, are intended to ensure borrowers can repay their loans.
"This is going to be a big deal," said Thomas J. Pamperin, chairman of the Wisconsin Bankers Association. "It's difficult for these people [borrowers] to understand that somebody in Washington is making the decision as to who's going to qualify for a mortgage."  


 


Comments

10/01/2015 9:47am

Thank you for sharing this post with us, I am working in Child Care Sales as a sales manager. A new federal rule on home loan lending will give consumers more protection against risky mortgages, the government says, but it isn't immediately expected to make mortgages easier to get. The Consumer Financial Protection Bureau today adopted the rule, which it says spells out what lenders must do to ensure that borrowers can afford their mortgages.

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12/02/2015 5:09am

I really appreciate sharing this great. I like the way you tied all the information together and I have come to know here many news points about Mortgage.

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01/29/2016 6:54am

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04/20/2016 8:12am

mortgage loans are always tough because people face so hard to repay the debt. I saw so many people first make complete plans to apply for the mortgage loan and such updates about it is so good for the buyers and sellers make the deal easily. Thanks for the updates about these new rules.

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04/26/2016 1:51am

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05/25/2016 10:04am

I found out why – it was the same reason as before: everyone was too focussed on the rate.

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05/27/2016 8:37am

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06/07/2016 3:03am

"It's difficult for these people [borrowers] to understand that somebody in Washington is making the decision as to who's going to qualify for a mortgage."

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06/07/2016 4:00am

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06/07/2016 10:35am

These variants are known as hybrid ARMs and a list of them is explained below.

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07/12/2016 4:32am

It's troublesome for these individuals to comprehend that some individual in Washington is settling on the choice with respect to who's going to meet all requirements for a home loan.

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11/14/2016 11:41pm

. The rules, which take effect in January, are intended to ensure borrowers can repay their loans.

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12/10/2016 1:54am

Another alternative for hardware fund is an asset contract. This game plan permits you to obtain the assets you have to buy the property or gear you require.

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01/11/2017 5:22am

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Amazing article,Full of great information to read about,I have been at payday loans in santa rosa ca to get the best information about the new mortgage reform.

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03/07/2017 3:47pm

Researching home mortgage services is key to not only obtaining the best deal for a mortgage but also for protecting yourself against the prevailing fraud that has become common place in this economy. There are always people, whether an individual or a group, that will do everything they can to take advantage of others that are hurting and needing help. Doing your homework on any company and educating yourself on what legitimate programs are available can be the best avenue for saving your home in troubled times.

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04/26/2017 2:23am

The new qualified Mortgage Rules are upcoming, I have been visiting the Tundra Mortgages Melbourne and they have been a lot supportive to me, Thanks for sharing about the new Qualified mortgage rules.

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You have a good point here!I totally agree with what you have said!!Thanks for sharing your views…hope more people will read this article!!!

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Anne
08/09/2017 12:13pm

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